(972) 544-1702If you own a business, we can help keep it operating with a Business Overhead Protector insurance policy. If you are unable to work because of an injury or sickness, it provides reimbursement for your share of business overhead expenses.
Business Overhead Protection Services Fort Worth TX
Running a business is hard work. You might have a dozen things to worry about, but insurance shouldn’t be one of them. That’s the beauty of working with New Generations Financial. We do the heavy lifting, working with you to uncover your needs and find coverage as unique as your business is.
BUSINESS OVERHEAD PROTECTION INSURANCE
NEW GENERATIONS FINANCIAL IS HERE TO HELP
Do you feel overburdened? Don’t be. Here at New Generations Financial, we are ready to help guide you through our coverage options. Make sure you, your employees, and your business are well-protected—and take advantage of available discounts to save you money!
WE HAVE OPTIONS THAT CAN HELP YOU NAVIGATE YOUR WAY
Typically covered expenses:
- Mortgage interest or lease payments
- Employee wages
- Utility costs
- Business insurance premiums
- Policy Features
- Business Expense Coverage
FAST AND ACCURATE HELP
Your coverage is guaranteed to renew to your termination date as long as you pay the premium on time. We will not change any part of the policy, including the premium, until the termination date.
Do you have the peace of mind provided by a supportive response team if a breach occurs?
YOU CAN REACH OUT TO US ANYTIME
Before you decide, get price quotes, and contact your local independent insurance agent to see if you’d qualify for Business Overhead Protection.
The level of service they provide is amazing! They answered all my questions and were very nice and easy going as well as informative in providing details of the policy and different options available. I was very satisfied with their services and would recommend them to anyone in a heartbeat.
Ashley Tumer
Previous Client
★★★★★
I purchased a life insurance package at New Generations Financial, and it's the best decision I've made this year. The package worked within my budget and gave me some amazing add-ons. It's a good thing to find a company that can prioritize its customers and serves them so effectively.
Gerald P. Coover
Previous Client
★★★★★
Sincerely thought mortgage protection was just an unnecessary extra package. The team at
New Generations Financial convinced me to get the package as it was suitable for me. I'm glad I did. The team swiftly rescued all my mortgage properties when I became bedridden from an accident.
Robbin eva
Previous Client
★★★★★
These people are extremely knowledgeable about all products and they get you the most coverage for the very best price. I highly recommend them.
Gary L. Walters
Previous Client
★★★★★
New Generations Financial is the paranoiac's assurance. I remember being so hesitant and indecisive about the best life insurance policy for me. The team patiently allayed my fears, guided me through my details, and helped me purchase a tailor-made life insurance policy. Big kudos to the team.
Juan C. Boyer
Previous Client
★★★★★
Mr. Smithey was great to work with! He is very knowledgeable and professional. He provides expert advice to me on coming up with a retirement plan. Highly recommend.
Jennifer Gareett
Previous Client
★★★★★
I sincerely thought mortgage protection was just an unnecessary extra package. The team at New Generations Financial convinced me to get the package as it was suitable for me. I'm glad I did. The team swiftly rescued all my mortgage properties when I became bedridden from an accident.
Scott G. Neace
Previous Client
★★★★★
EXQUISITE SERVICE OVER THE YEARS
A Business Overhead Protector policy covers the following types of overhead expenses:
- Salaries, fees, wages, benefit payments, and employment taxes for employees
- Rent and lease payments for furniture, equipment, and premises
- Utility costs including phone, electricity, heat, and water
- Laundry, janitorial, and maintenance service costs
- Property, liability, malpractice, and business insurance premiums
- Professional, trade, and association dues
- Business property taxes
- The greater of depreciation or principal payments on business loans on business property
- Interest on business debt existing on the day your disability begins
- Legal, accounting, and similar business fees
CONSIDERATIONS AND QUESTIONS
Here are just a few considerations and questions your agent may ask about before making a coverage recommendation:
- Risk evaluation: Would it help if a professional took stock of your business risks?
- Commercial property and auto: What commercial buildings, vehicles, and equipment are critical to your business?
- Commercial liability: Are you prepared financially if a customer slips and falls in your store or building?
- Equipment breakdown coverage: Are you prepared financially if a technology or equipment failure causes lost income?
- Employment practices liability: Are you prepared financially if an employee accuses your company of discrimination?
- Commercial umbrella. Does your business need liability protection with higher limits?
- Commercial package and farm owners’ insurance: Could the unique makeup of your business impact your insurance needs?
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Get in Touch
Get in touch with our support team today, so we can book your appointment. We are always available to help.
Office Location
New Generations Financial
3412 Furlong Way, Fort Worth, TX, 76244, US